Archive for June, 2018

New Strategy Needed to Boost Business Investment in Thailand: Minister

June 26th, 2018

Learn Why Small Business Investments Are Necessary For Your Success

June 20th, 2018

When it comes to being successful in the home based business industry it takes a lot of hard work and dedication. This is something that many people know about already but still are not willing to put in the work. But also most people forget the importance that small business investments have on the success that you achieve in your business. This article will illustrate the importance and how you are able to know which investments will be good for your business.

The importance of small business investments is unmeasurable because it has a big impact in the growth of your business and expands the limit of your success. Of course is not something that happens overnight and it doe take time but it sure is worth the investment. There are some people who don’t know what makes a good investment different from a bad one and how can you even tell.

Well the difference of course comes in the area of a bad investment actually making you lose money while a good investment helps you make money in profit. The way that you are able to determine between the two is to determine is the ROI of your initial investment is a profit or a loss. To understand what I am saying you have to be aware that ROI stands for your return on investment and that there is a formula to calculate this problem.

For example you invest 50 dollars into something to promote your business and that promotional method makes 200 dollars, the 200 dollars is your return on investment. Now to calculate the profit or loss you simply minus the 50 from the 200 and you will 150 profit since 150 is higher than 50. If the ROI was 20 then there would be a 30 loss instead. Understanding this simple formula will help you become successful and understand the basics of investing.

Property Portfolio Business Investment Loan

June 14th, 2018

The ability to invest or not invest in your property portfolio may perhaps be essential to future growth, development and the overall success of your business. A property portfolio business investment loan, maybe available to customers seeking to borrow amounts in excess of £25,000. Loan of up to £250,000 are available A business investment loan is a good tool to fund expansion and offers investors a simple and flexible way to fund planned growth in their core business. The investment is typically assured against other property investments or capital but options for unsecured funds may also be possible.

A business investment loan works by providing loans suitable for individuals or companies owning freeholds or leaseholds on existing properties from which they either invest or operate (i.e. owner-occupied commercial property). An example of where this may benefit a property portfolio is that it can enable individuals or businesses to purchase fixed assets either for business purposes. Other examples maybe where the portfolio purchases business premises on owner-occupied basis, or assists to acquire businesses that complement the existing activities of the company. Second home loans also operate in a similar way, where they support investment in second properties by using collateral locked up within existing properties.

The benefits of a business investment loan are numerous and include; Flexibility – where investors have ability to use free equity in their property portfolio to invest in their business. Choices – where a range of flexible repayment options may be available to support such investments. Adaptability – where loan repayments are adapted to suit the cash flow needs of the property portfolio. Manageability – where investments are easier to manage and planning for budgets and future expansion are controlled with options for fixed interest rates to protect against interest rate hikes. Other benefits include interest only options from 1 – 25 years.

Important elements to consider when applying for business investment loans.

    1) Understand the variable and fixed rates available to your investment – it maybe in your interests to search around or negotiate the best deal which maybe fixed, flexible or a combination of the two.
    2) Determine the length of your loan. The maximum period is typically 25 years. In specific cases in may be in your interests to pay off the balance early e.g. to use profits. If this is the case then carefully consider the risks of redemption penalties.
    3) Understand the types of repayment and select the most appropriate to your investment. Two types of repayment typically appear a) Interest only b) Capital and interest. In the latter the loan is cleared off whereas with the former the original loan value or capital value is still outstanding at the end of the finance.
    4) Consider alternative sources of finance e.g. Secured loans, Second home loans. Consider the interest rates, flexibility, simplicity and control of these investments against business investment loans.
    5) Consider the fees for setting up a business loan versus other forms of secured loans. Business loans tend to be more expensive and also require larger collateral than home loans. Always measure and compare the different sources of finance and consider all elements in the costing of the loan and not just the monthly repayments.

In summary, property portfolio business investment loans are available through many banks and financial institutions. The bigger picture of loan costs should be considered in the equation to understand not only monthly repayments but also short term and long term costs overall. Carefully compare other sources of finance before negotiating and agreeing loan terms.

Business Investments in North Carolina

June 8th, 2018

North Carolina is one of the most business friendly states in United States. It has been received the top rating for any US state to have the best business climate in 2007. At a time when many business processes are being outsourced to some other countries for reducing the production cost and thereby creating a better and competitive pricing structure, creating a suitable and attractive business climate is absolutely necessary for attracting quality business and industrial investment to any state.

The state government of North Carolina should be lauded for their efforts for attracting investments to the state. They specifically have two schemes, which cater well for the business growth of North Carolina. One North Carolina Fund was launched in 2001. So far it has been successful in creating more than 17000 job opportunities and also in romping over two million dollars of business investment to the state. There is another scheme called Job Development Investment Grant (JDIG), which has been set up for providing annual grants to worthy and suitable business and industrial projects. This scheme was started in 2003. Every year 25 such grants are provided. The grants are provided to the business firms, which are strategically important and look to be on the winning path. So far JDIG has been successful in attracting business worth $1.9 billion and in turn creating over 10000 job opportunities.

Some of the big companies that have invested in the state of North Carolina are GlaxoSmithKline, Boon Edam Tomsed Inc., and Dole Food Company. These companies have invested quite huge sums. Their willingness to invest is a glittering evidence for the business friendly environment in North Carolina. In other words, the co-operation and interest shown by the state government to attract investment have been appreciated by the companies.

The Governor of the state, Michael Easley says the government adopts simple plans that can be executed easily for attracting the business organizations. He says, “Our interest has been the simple strategy of improving education and reducing the cost of doing business.” His statement clearly emphasizes two traditional strengths of North Carolina that make the state highly attractive destination for many business organizations. There is an abundant pool of highly talented and educated people, from whom a company can hire any number of suitable employees. But the cutting of cost is no longer a feasible option when competing with international business destinations in this era of outsourcing and globalization.

So the state officials realize this hard and unalterable fact and focus more on the creative a talent pool of the highest quality. Also the government is offering several forms of tax sops and reductions for the companies that are willing to invest in the state.